Financial Ombudsman Service determination
An insured alleged that he had suffered the insured event of ‘permanent total loss of use of two limbs’, entitling him to $300,000. We submitted that the fact that the insured could still walk short distances with crutches, albeit with severe pain, meant that he had not suffered ‘permanent total loss of use’ of the lower limbs. The Financial Ombudsman Service accepted this submission and determined in the insurer’s favour.
September 17, 2018
Newling v FSS Trustee Corporation (No 2)  NSWSC 1405 On 14 September 2018, Parker J of the NSW Supreme Court…Continue reading
January 16, 2019
On 21 December 2018, Parker J of the New South Wales Supreme Court dismissed proceedings brought against MetLife Insurance Ltd (MetLife)…Continue reading